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Our Services

Thanks to our forward-thinking programs, our goal is to ensure that our clients are well poised to capitalize on market opportunities and defend against market volatility. Depending on your specific goals – your “why” – we bring any number of services to work on your behalf.

 
Whether you choose our more traditional Foundation Model, aggressive, growth, moderate or defensive options; or you choose our innovative alternative models, we help you construct a proactive tactical and strategic portfolio for the new economy.
 
Here’s the top-line of what we can do for you:

Wealth Management

We call our brand of proactive and strategic financial planning "Wealth Management" because it’s about more than “planning for the future.” It’s about what your money is doing today. In fact, the very name "WealthManagement" implies a consistent and ongoing process, not something that is done once a quarter or annually, but daily. Wealth Management is about creating, maintaining and protecting your assets actively. All of the financial advisory services we provide fall under the umbrella of Wealth Management.
 

Investment Planning

Investors typically use their gut instincts about what is best for them when choosing a strategy. We believe this is counter intuitive to investing wisely. In truth, if you wait until you are comfortable, you likely will have missed the opportunity. That’s how the market works.
 
At the same time, investors deserve more resources in an effort to preserve their investment portfolios. Our revolutionary Economic Insight Committee, Stop Loss Program and Real-Time Research are all designed to help you seize opportunities while managing risk as much as possible.
 
Our strategies for the new economy provide you with instant feedback, proactive and constant communication with us and the strategic and tactical guidance that can make the difference between merely planning your future and smartly managing it.
 

Risk Management & Insurance Planning

Risk Management: If you are looking to preserve your retirement income, we can help you navigate the complex web of annuities and other products that are geared for clients looking to retire with confidence. We present you with the ideas and recommendations that best address your unique needs. 
 
Insurance Planning: Just as your risk management activity helps to protect your wealth, insurance planning helps to protect your total assets. Our responsibility is to do the research and make the recommendations that will help you determine which life, disability and long-term care insurance options will best protect you from potentially devastating outcomes.
 

College Planning

The cost of higher education can be astronomical. Very few people are in the fortunate position of not having to worry about cost. But you do not need to be wealthy to send your children to college. Work with us to proactively plan for tuition and expenses, in an effort to be better positioned when it's time to pay the bill. What if it’s too late to plan ahead? That’s where our strategic and tactical abilities shine. We have the expertise to look at your total picture and create forward-thinking strategies for financing college. Either way, the sooner you begin, the better. So, if making sure your children get the best college education you can afford is YOUR “why,” we encourage you to start making plans now.
 

Estate Planning

How you manage your wealth now will have a monumental impact on your family after you are gone. Proactive wealth management ensures that your directives can easily be executed while minimizing stress and seeking the greatest financial advantage (including tax advantage) for everyone involved. It may seem as though all estate planning is proactive by definition, but true proactive estate planning takes into account that much will change from the time you create your plan to the time it is implemented. Most financial planning companies will ask you for updates to your plan annually and, possibly, even less frequently. Our team manages your estate plan the same way we manage your overall wealth – as a living, dynamic plan that requires focused and regular attention from a team of professionals. We do not provide tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
 

Charitable Giving

Not so long ago, even somewhat high net worth individuals equated financial planning primarily with security – specifically, making sure their families would be taken care of in the future. Today, even those without great wealth often have plans for their money that extend far beyond a secure future. Giving to an organization with a mission aligned with your own values, can be one of the most rewarding and generous gestures a person can make. When we look at your goals for your money, we also consider where you want to put your resources to work for the greater good and consider this aspect of your overall planning one of the most important tasks we undertake.
 

Retirement Planning

Planning for your retirement can be about much more than ensuring that you and your family have the resources to meet your needs in the future. For some, it’s also about envisioning and then actualizing a “second” life. It could be your opportunity to start the business you’ve always dreamed of, begin a new hobby or purchase a vacation home in your favorite getaway spot. Whatever retirement means to you, we work with you from the very start in an effort to make it a reality. Our clients know that as they go about their lives today, their investments are working hard towards their future dreams.
 

Business Succession/Exit Planning

Many business owners never create a plan for exiting their companies. As a result, their personal retirements can threaten their business partnerships, their employees and the future profitability of their companies. We view business succession planning as vital to your overall wealth management plan in that the profits you receive after you leave the helm are a potentially significant portion of your overall future wealth. We want to ensure that the eventual transition to new leadership is as smooth as possible and that the continued success of your organization is not compromised. We can help you with creating a strategic exit plan, as well as with the financial aspects of leaving your business and transitioning your successor.
 

Additional Solutions for Business Owners

The benefit package you provide your employees is a large part of your compensation budget, as well as a significant part of your ability to attract and retain top-notch talent. Therefore, companies need a package that provides for their employees’ needs, but is also extremely cost effective. Click here to learn more about our Solutions for Business Owners.